PAN INDIA PRACTICE

Five Profiles — The National PAN India Practice Demonstrated

Five representative valuation situations showing how Government Approved Valuation requirements can differ across India by city, asset type, authority, transaction purpose and applicable valuation framework.

IBBI Valuation SARFAESI NRI Property Bank Valuation Industrial P&M
01 WHY THESE PROFILES MATTER

One National Practice. Five Very Different Valuation Requirements.

A valuation assignment in Mumbai may involve commercial yield analysis and SARFAESI. A Chennai assignment may require separate consideration of Land & Building and Plant & Machinery in an insolvency process. An NRI transaction in Bengaluru may involve capital-gain documentation and tax coordination.

Industrial valuation in Ahmedabad can require specialist P&M analysis, while a residential transaction in Kolkata may depend on project completion, registration evidence and property-specific adjustments.

Important: The following are presented as representative illustrative valuation profiles. Actual valuation conclusions depend on inspection, documents, comparable evidence, applicable regulations and the specific engagement scope.
01 MUMBAI
SARFAESI · COMMERCIAL PROPERTY

Mumbai BKC Commercial SARFAESI

A representative Mumbai NBFC enforcement assignment involving a Grade B office building in Bandra-Kurla Complex, with occupancy and residual lease considerations affecting the valuation.

Asset 80,000 sq ft Office
Location Bandra-Kurla Complex
Requirement Section 34AB Category I DSV
Loan Exposure ₹40 Crore
VALUATION APPROACH

The representative analysis combines yield-capitalisation with registered market transaction evidence. Occupancy, achievable rent, residual lease period and re-letting uncertainty are considered before reconciling the final valuation conclusion.

Illustrative FMV ₹19.5 Cr
Illustrative DSV ₹15.6 Cr
Indicative Yield 7.5%
MUMBAI
VALUATION FOCUS Income-producing commercial asset with occupancy and lease risk.
BKC SARFAESI DSV Commercial
02 CHENNAI
IBBI · CIRP · INDUSTRIAL

Chennai Auto Components IBBI CIRP

A representative Chennai industrial insolvency assignment involving a manufacturing facility at SIPCOT Irungattukottai, requiring separate consideration of Land & Building and Plant & Machinery.

Industrial Land 2.5 Acres
Factory Building 50,000 sq ft
P&M Presses · Die Casting · Surface Treatment
Forum NCLT Chennai
VALUATION APPROACH

The representative analysis separates Land & Building from Plant & Machinery, using industrial land comparables, building replacement cost methodology and specialist machinery replacement-cost evidence.

L&B Illustrative FV ₹37.8 Cr
P&M Illustrative FV ₹14.2 Cr
Combined Illustrative FV ₹52 Cr
CHENNAI
VALUATION FOCUS Separate asset-class analysis within an industrial CIRP.
IBBI L&B P&M CIRP
03 BENGALURU
NRI · CAPITAL GAIN · SECTION 197

Bengaluru Whitefield NRI Property Sale

A representative NRI property-sale scenario involving an inherited 3-BHK Whitefield apartment and valuation documentation required for coordination with the seller’s tax and transaction process.

Property 3-BHK · 2,200 sq ft
Location Whitefield, Bengaluru
Sale Value ₹2.8 Crore
Acquisition Purchased in 2008
VALUATION & TAX COORDINATION

The representative scenario demonstrates how property valuation, acquisition documentation, comparable evidence and the seller’s Section 197 application may need to be coordinated with the NRI’s Chartered Accountant and tax process.

Sale Consideration ₹2.8 Cr
Illustrative Indexed Cost ₹1.987 Cr
Illustrative LTCG ₹81.3 Lakh
NRI INDIA
VALUATION FOCUS Remote NRI coordination with India-based valuation documentation.
NRI Whitefield Capital Gain Section 197
04 AHMEDABAD
P&M · BANK FINANCE · PHARMA

Ahmedabad GIDC Vatva Pharmaceutical P&M

A representative pharmaceutical manufacturing assignment involving GIDC Vatva, where the borrowing company requires valuation of specialist pharmaceutical Plant & Machinery for bank-finance purposes.

Location GIDC Vatva, Ahmedabad
Finance Requirement ₹12 Crore
Asset Class Plant & Machinery
Industry Pharmaceutical Manufacturing
VALUATION APPROACH

The representative analysis considers OEM replacement cost, age, condition, remaining useful life, obsolescence, installation and the operating characteristics of specialist pharmaceutical machinery.

Illustrative P&M FMV ₹9.8 Cr
Illustrative DSV ₹6.4 Cr
Asset Class Category IV
AHMEDABAD
VALUATION FOCUS Specialist pharmaceutical machinery for secured lending.
GIDC P&M Pharma Bank
05 KOLKATA
RESIDENTIAL · COMPLETION · PROPERTY VALUATION

Kolkata Rajarhat Residential Property

A representative residential valuation scenario involving a 2-BHK apartment in Rajarhat New Town where the subject tower’s completion status requires consideration while assessing current market value.

Property 2-BHK · 1,150 sq ft
Location Rajarhat New Town
Purchase Price ₹48 Lakh
Key Issue Completion / OC Status
VALUATION APPROACH

The representative analysis uses registered residential comparables and considers the subject property's floor, project characteristics, completion status and marketability before arriving at an adjusted valuation indication.

Purchase Price ₹48 Lakh
Illustrative Adjusted FMV ₹57 Lakh
Illustrative Adjustment Completion Status
KOLKATA
VALUATION FOCUS Residential comparables adjusted for project completion status.
Rajarhat Residential Comparables FMV
NATIONAL PRACTICE AT A GLANCE

Five Cities. Five Valuation Contexts.

The requirement changes with the asset, authority, transaction and geography. The underlying discipline remains evidence-led valuation.

Location
Asset / Purpose
Primary Focus
Illustrative Outcome
Mumbai
Commercial / SARFAESI
Yield + Comparables
₹19.5 Cr FMV
Chennai
Industrial / CIRP
L&B + P&M
₹52 Cr Combined FV
Bengaluru
NRI Residential
Property + Tax Coordination
₹2.8 Cr Sale
Ahmedabad
Pharmaceutical P&M
Replacement Cost
₹9.8 Cr FMV
Kolkata
Residential / Completion
Comparables + Adjustment
₹57 Lakh FMV
PAN INDIA VALUATION REQUIREMENT

Have a Valuation Requirement Anywhere in India?

Discuss your property, industrial asset, bank, NRI, capital gain or institutional valuation requirement with the A2Z Valuers team.

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